Disclaimer

MyNonRenewal provides educational information and document summaries based on user-provided documents and publicly available official sources. MyNonRenewal does not provide legal advice, insurance advice, representation, or recommendations regarding specific insurance products.

What MyNonRenewal does

• Summarizes the document you upload and extracts facts such as dates and the stated reason.
• Shows published state rules in a structured form, with a link to the official source and the date we last verified it.
• Performs date arithmetic and compares it with the published requirement using neutral labels: “appears consistent,” “potential discrepancy,” or “unable to determine.”
• Provides educational checklists and a template reconsideration request.

What MyNonRenewal does not do

• We do not provide legal advice or insurance advice, and we do not represent you.
• We do not determine whether an insurer complied with the law or whether a stated reason is correct.
• We do not recommend specific insurers, agents, or insurance products.
• Using MyNonRenewal does not create an attorney-client, agent, broker, or fiduciary relationship.

Rules change

Insurance laws, regulations, and emergency orders change. Our summaries may be incomplete or out of date, and may not reflect exceptions that apply to your situation. The official source linked next to each rule controls. Where we could not verify a rule, we say so rather than guess.

Extraction can be wrong

Automated extraction can misread documents. You are asked to review and confirm every field; results are based on what you confirm. Notice periods are generally measured from mailing or delivery, which may differ from the date printed on your notice.

When to get individualized help

For advice about your specific situation, consider a licensed insurance agent or broker, an attorney, or your state Department of Insurance consumer services line.