Your home insurer dropped you. Here's what to know.
Home insurance rules vary by state — how much notice you get, whether the insurer must explain why, and what options you have next. Pick your state or your problem. Every rule links to its official source.
State guides
In-depth guides for states where we have verified the rules.
Where most people start
- What to do nowMy insurer dropped me — what do I do now?What to do after being dropped
- Can they do this?Can my insurer drop me because of my roof?Dropped because of your roof
- Can they do this?Can my insurer drop me after a claim?Dropped after a claim
- Get insured againWhat if no insurer will cover my house?Can't find new insurance
Browse by problem
Understand your notice
What the letter means and why it was sent.
Can they do this?
Notice periods, reasons, roofs, claims and other rules.
- My insurance company dropped me because of my roof
- Can my home insurance drop me after a claim?
- California home insurance non-renewal: notice rules and what to doCA
- My insurer dropped me because of wildfire risk in CaliforniaCA
- California wildfire moratorium: is your home protected?CA
- Florida home insurance non-renewal: notice rules and what to doFL
- Can my Florida insurer drop me because of my roof's age?FL
- Can my Florida insurer drop me after a hurricane claim?FL
- Texas home insurance non-renewal: notice rules and what to doTX
- Can my Texas insurer drop me for filing claims?TX
- Can my Texas insurer drop me because of my roof's age?TX
What to do now
Asking for reasons, reconsideration and complaints.
Get insured again
Replacement coverage, FAIR Plans, Citizens and your mortgage.
Want to know what applies to your specific notice?
Upload your letter and MyNonRenewal will check the dates, the reason and your state's rules — free, with the official source for each rule.