How MyNonRenewal works
A calm, structured way to understand what your notice says, what the official rules are, and what people commonly do next.
1
Upload your notice
PDF, JPG, or PNG up to 10 MB. No account needed. Your file is stored privately, opened only through short-lived links, and you can delete it anytime.
2
Review the extracted facts
We pull out the notice type, carrier, notice date, coverage end date, and stated reason. You confirm or edit every field — anything we're unsure about is highlighted.
3
See the free official rule check
We count the days between the notice date and the coverage end date and compare them with your state's published requirement, with a link to the official source and the date we last verified it.
4
Unlock your action plan (optional)
For $29 one-time, get reason-specific next steps, an evidence checklist, official consumer resources, replacement coverage paths, an editable reconsideration request, and a PDF.
What's included
Free notice check
- Notice identified
- Key dates extracted
- State rule matched
- Time remaining
- Plain-English reason summary
Full action plan · $29 one-time
- Reason-specific next steps
- Moratorium/protection check
- Evidence checklist
- Reconsideration options
- Replacement coverage paths
- Official DOI consumer resources
- Editable reconsideration request
- PDF download
Features
- Deadline math, done for you
- Notice period and time remaining, calculated for you — the notice period is what gets compared with the published requirement.
- Every rule has a source
- Each rule links to the statute or regulator page, with the date we last verified it. If we couldn't verify a rule, we say so.
- Reason-specific checklists
- Roof, wildfire, claims history, market withdrawal and more — each with its own common next steps and evidence list.
- Reconsideration request
- A factual, neutral letter you can edit, copy, or download. No threats, no legal arguments.
- Protection check
- Catastrophe-related protections we track for your state, such as wildfire or hurricane rules.
- Replacement coverage paths
- Plain-English overview of the admitted market, independent agents, residual market plans, and surplus lines.
Why this matters
Non-renewal notices are often written in dense insurance language, and the rules that apply depend on your state. Finding the right statute, counting days, and knowing what to ask can take hours.
MyNonRenewal puts the facts from your notice next to the official requirements, so you can see where things stand and spend your time on the steps that matter — like gathering documents and lining up replacement coverage before your deadline.
State rules are currently available for California, Florida, and Texas. For background, read what non-renewal means or what to do next.
MyNonRenewal provides educational information and document summaries. It does not provide legal advice, insurance advice, representation, or recommendations regarding specific insurance products.